Mesahollow Lenders, a small-business funding service in Panama City, Florida, sets out its role here: it matches requests with funding partners who review them and make their own decisions. The page covers merchant cash advances, information sharing and checks before accepting an offer.
Mesahollow Lenders' role in a funding request
Mesahollow Lenders is a broker, not a lender. It puts up none of its own money, makes no credit decisions and sets no rates or terms. It takes requests by phone and online form and matches them with funding partners.
Partners that receive a request decide independently whether to make an offer and on what terms.
How partners decide and make offers
Each partner reviews requests under its own criteria and may ask for records. Offers, if any, arrive in writing from the partner. Mesahollow cannot promise that any request will receive an offer, and a request does not oblige you to accept one.
Merchant cash advances and why they are not loans
A merchant cash advance is a purchase of future receipts at a discount, not a loan. The funder collects an agreed share of receipts until the purchased amount has been remitted. Its cost is set by a factor rather than an interest rate.
Where request details travel after you send them
Information you give on the request form or a call is used to match your request and may be shared with funding partners considering it. The privacy policy lists the categories of information and your choices.
Five checks on any offer before you sign
- The total amount repaid or remitted, with every fee included.
- The payment schedule and how it fits your slowest months.
- What is pledged, which liens are filed and whether you sign personally.
- Prepayment terms and what happens on default.
- For an advance: the factor, holdback or fixed debit, and reconciliation rights.
Raising a question about this page
Call (850) 676-5511, or see the contact page.
By Mesahollow Lenders ยท Updated